By using our services, you authorize Yotta Savings to hold your deposits for your benefit at Synapse's partner banks, Members FDIC, in an account (“FBO Account”). For purposes of applicable FDIC deposit insurance limitations, please note that deposits in this FBO Account may not be separately insured from any other deposit accounts you may have with Evolve Bank & Trust.

1) Early access to direct deposit depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 dayes earlier than the scheduled payment date.

*Odds of a free purchase depend on if you have direct deposit setup as well as how many referrals you have. With direct deposit setup, your odds are at least 1 in 250