WHAT IS IT?
Inspired by Premium Bonds and Freakonomics, Yotta offers Prize-Linked Savings Accounts to encourage our members to save more. Not only is your money protected with FDIC insurance, but we also pool a portion of the interest on deposits and pay it out in daily sweepstakes (sometimes called a "no-loss lottery") with prizes ranging from 3 cents to $1 million.
We're able to do this by partnering with a lean, digital-first bank without big offices or branches. And despite this, we still offer everything you expect from a first-class banking experience.**
FDIC INSURED
Your funds with Yotta are held by our banking partner Evolve Bank & Trust, Member FDIC and are eligible for protection up to $250,000.
NO FEES
Yotta is free to use. No monthly fees or processing fees. As long as you have more than $5 in your account, you're good.
RECURRING DEPOSITS
Schedule recurring deposits to grow your savings and get more chances to win. To really take advantage of Yotta's features, you can divvy up your deposits into buckets to make budgeting a breeze.
MOBILE CHECK DEPOSIT
Snap a couple pics, get your money & get tickets. Like the big banks, but better.
BILL PAY
Pay your bills electronically through the app or have checks mailed on your behalf. Easy breezy.
Open an Account in 2 minutes
We know your time is valuable. And we like to get to the fun part fast.
Direct Deposit
Double your chances at a Lucky Swipe free puchase, earn bonus tickets on paychecks, and more.
You can't lose
Save. Spend. Win.
Get Yotta Today.
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