Double your paycheck

A chance to DOUBLE your paycheck! Every paycheck deposited on Yotta earns you a Yotta Box with up to 100% cash back.

Plus, get paid up to 2 days early.

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Yotta is a financial technology company, not a bank. Banking services provided by Evolve Bank & Trust; Members FDIC.

DOUBLE your paycheck

Deposit your paycheck with Yotta and get a Yotta Box with the chance to DOUBLE your paycheck.

In the last 30 days, $paycheckPctFree% of paychecks have been doubled and $paycheckPctWinCash have won cash!

Get paid up to 2 days early

Get access to your paycheck earlier. You earned it.

Earn tickets on every paycheck

Earn up to 100% tickets back on every paycheck. In the last 30 days, paychecks have earned $paycheckPctTicketsBack% tickets back, on average.

Each ticket is a chance to win in our nightly $1,000,000 drawing.

1 minute direct deposit setup

A few taps in the app and you're good to go. No paperwork required.

Psssst...

Even a portion of your paycheck unlocks benefits

Banking services provided by Evolve Bank & Trust: member FDIC.
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Lending services are offered via Synapse Credit LLC. Yotta does not own or collect on any debt at any phase of the lending cycle.

Lending services are currently only available in Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Hawaii, Idaho, Illinois, Iowa, Kansas, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Texas, Tennessee, Utah, Virginia, West Virginia, and Wyoming. Please see here for more details on the states that Yotta loans are available in.

1) Early access to direct deposit depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.

*Odds of a free purchase depend on if you have direct deposit setup as well as how many referrals you have. With direct deposit setup, your odds are 1 in 150 for the debit card on average and a 1 in 75 for the credit card on average. Every friend you refer unlocks you 30 days of 1 in 100 odds on average for free stuff on your debit card and 1 in 50 odds on average for your credit card.