Get a 1 in 50* chance of getting your next purchase paid for by Yotta for free for your first 30 days or when you have a referral.
Without a referral, 1 in 75* odds with direct deposit, or 1 in 100 without direct deposit.
Use your card at one of our partner Lucky Deal merchants and get even better odds of up to 1 in 5.
20% Tickets BACK
Get a bonus ticket into next week's $10 million sweepstakes for every $5 you spend with your card.
Build your credit with every swipe
We report every swipe to the credit bureaus to improve your credit score with every purchase.
No interest or fees
No interest or fees. Your limit is your Yotta balance, meaning you can never get into debt. Payments will always be on time and run in the background. No fees, ever.
2,000 Bonus tickets
Spend $2,000 in your first three months and earn 2,000 bonus tickets in the next contest.
MasterCard Zero Liability Protection
Your card is backed by MasterCard Zero Liability Protection, so you're never on the hook for unauthorized purchases if you lose your card or it gets stolen.