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May 18, 2022

What Credit Score Do I Need to Buy a Car?

Your credit score is the single most important factor when it comes to buying a car. Here is everything that you need to know about credit and car loans.

May 18, 2022

How Many Credit Cards Should I Have?

Cash might be king, but plastic is rapidly taking over. The question is no longer whether or not you should have a credit card. It’s how many credit cards do you need to have?

May 13, 2022

7 Ways to Pay off Credit Card Debt Faster

It can be pretty easy for credit card debt to compound and build up. Here are seven ways that can pay off your credit card debt for good.

May 13, 2022

Here's How Long Hard Inquiries Stay On Your Credit Report

Applying for a loan will require a hard inquiry of your credit report. Here is everything you need to know about what they mean and what will happen afterward.

May 13, 2022

What Credit Score Do I Need to Buy a Home?

Credit is extremely important when applying for a mortgage. Here is everything you need to know about credit scores and how they affect your ability to buy a home.

Apr 26, 2022

What's the Minimum Age to Apply for a Credit Card?

Are you eager for that first credit card in your wallet? Find out how young you’re allowed to be and how to increase your qualifications.

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Banking services provided by Evolve Bank & Trust; Member FDIC.

Lending services are offered via Synapse Credit LLC. Yotta does not own or collect on any debt at any phase of the lending cycle.

Lending services are currently only available in Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Hawaii, Idaho, Illinois, Iowa, Kansas, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Texas, Tennessee, Utah, Virginia, West Virginia, and Wyoming. Please see here for more details on the states that Yotta loans are available in.

1) Early access to direct deposit depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.

*Odds of a free purchase depend on if you have direct deposit setup as well as how many referrals you have. With direct deposit setup, your odds are 1 in 150 for the debit card on average and a 1 in 75 for the credit card on average. Every friend you refer unlocks you 30 days of 1 in 100 odds on average for free stuff on your debit card and 1 in 50 odds on average for your credit card.