Earn 4% interest.
Win $10 million.

A bank account that pays out interest in prizes, up to $10 million every week, just by saving! Yotta makes it easy and fun to save, spend and manage your money!
How does it work?

Over 500,000 users choose to use Yotta for spending and saving!
How does Yotta compare to other bank accounts?

Evolve Bank & Trust
Our users have already won


Robert won $0.35!
Jun 26 in Washington, DC
Jerry M. won $74.53!
Jun 19 in Surprise
Ramprasad O. won $5,071.96!
Jun 26 in West Hollywood
Yotta Winner won $3,384.08!
Jun 12 in Homestead
Abigail won $0.70!
Jun 19 in Boston
Yijing L. won $10,016.20!
Jun 5 in San Francisco
Join them in using a banking app that serves you.

How It Works

  • Make a deposit
  • Weekly draws
  • Win prizes
  • Save!

Make a deposit

For every $25 you have in your account, you earn 1 ticket each and every week. (For example, $100 is 4 tickets every week!)

Check the drawings

Match your ticket numbers each day at 9PM ET!

Win prizes

Depending on how many numbers you matched, you could win $5,000, a Tesla, or even the $10 Million Grand Prize! Check out out one of our Tesla winners, Mark!


Win or not, you never lose your FDIC insured deposits and you'll always earn more interest than most banks with 0.20% guaranteed! Why choose Yotta?

You can't lose

Savings Reward
0.20% APY+ prizes (~1.5% average)
Weekly $0.01 - $10 million
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The Yotta Debit Card

Your next purchase could be FREE. Find out INSTANTLY.

Plus 10% tickets back, thousands of free ATMs, MasterCard liability protection, faster settlement times, and no foreign transaction fees.


Earn an average 4% APY with 2.5x more tickets in our weekly drawings.

Your USD is automatically converted to USDC. Crypto yields without the hassle. No fees and convert back to USD at any time.

Yotta on Trustpilot

Rated Excellent (4.8 / 5.0)
Based on 800+ reviews

FDIC Insured

Your money is held in an account eligible for pass-through FDIC insurance up to $250,000 through Evolve Bank & Trust


Your account is protected by bank-grade encryption and authentication.


We’re always here to help.
Email – support@withyotta.com

Win a tesla

What our users say

Yotta users have won over $6.5 million saving money in our FDIC-insured account.  Hear what they have to say.


5,000+ 5-star reviews

7.1k App Store Reviews
Available on the App Store
2.3k Play Store Reviews
Available on the Play Store
November 29, 2021

"I love that I finally can make money off of a bank, instead of the bank cashing in on me. Interest rates with banks are a joke, and it only makes sense financially."

Dec 3, 2021

"I just won a debit card purchase of $750.00 for free, it was a rent payment so Christmas is going to be excellent this year. I've only had the card for 6 months and it paid off earlier than expected. Yotta continues to improve the app and at this point I will never leave."

March 3, 2021

"I love this app! Has the best interest rates as well as winning cash every week! You’ll earn way more keeping your savings in Yotta than any other savings or money market type account. It’s like playing the lottery each week, but you win something every time!"