How It Works
- Make a deposit
- Daily draws
- Win prizes
Make a deposit
For every $25 you have in your account, you earn 1 ticket each and every day. (For example, $100 is 4 tickets every day!)
Check the drawings
Match your ticket numbers each day at 9PM ET!
Depending on how many numbers you matched, you could win $2,000, $20,000 or even the $1 Million Grand Prize!
Win or not, you never lose!
HOW WE MAKE Money
Yotta is not a bank. Yotta does not hold any customer funds. We partner with a network of member FDIC banks, where customer funds are held. Though we are not a bank, we make money in a similar way to banks.
The first way is through interest on deposits. Our partner banks, like most banks, earn revenue from lending. From this revenue stream, they pay us interest on total deposits held with them. We pass on most of this interest to our customers through our Daily Drawing Sweepstakes, but keep a small portion as profit.
The second way we make money is through interchange revenue on card spend. When you use a credit or debit card, the merchant pays a fee to the card network (MasterCard, Visa, etc.) and to the issuing bank of that card. They pay this fee for the convenience of being able to accept payments via cards. We get paid a portion of this fee on every transaction. This is how we power our Boxes and the rewards for using our cards. Similar to interest on deposits, we keep a small portion as profit.
You can't lose
Yotta on Trustpilot
Your money is held in an account eligible for pass-through FDIC insurance up to $250,000 through Evolve Bank & Trust, member FDIC.
SECURE AND ENCRYPTED
Your account is protected by bank-grade encryption and authentication.
We’re always here to help.
Email – firstname.lastname@example.org
What our members say
Yotta members have won over $12 million saving money in our FDIC-insured account. Hear what they have to say.
5,000+ 5-star reviews
"It sounded like a scam but it's not! Love it. And I've won a $680 TV plus and $200 purchase for pet food/toys. Hard to believe but it's 100% legit!"
"I just won a debit card purchase of $750.00 for free, it was a rent payment so Christmas is going to be excellent this year. I've only had the card for 6 months and it paid off earlier than expected. Yotta continues to improve the app and at this point I will never leave."
"I love this app! Has the best interest rates as well as winning cash every week! You’ll earn way more keeping your savings in Yotta than any other savings or money market type account. It’s like playing the lottery each week, but you win something every time!"