6.89% APY with Yotta's I-Bonds Bucket 💸 Learn more

BANKING FOR WINNERS

BANKING FOR WINNERS
BANKING FOR WINNERS
BANKING FOR WINNERS
BANKING FOR WINNERS

An account that pays out rewards, up to $1 million every day!
How does Yotta make money?Over 700,000 members choose Yotta to supercharge their finances.

An account that pays out rewards, up to $1 million every day!

How does Yotta make money?Over 700,000 members choose Yotta to supercharge their finances.
How does Yotta compare to others?

Get Started
16.2k reviews
Yotta is a financial technology company, not a bank. Banking services provided by Evolve Bank & Trust, Thread Bank; Members FDIC and Synapse Brokerage LLC Program Banks. Number drawings RNG certified by Gaming Labs International.

Winning numbers

View history
Date
WinNing numberS
Prizes
Winners
Our users have already won

$10,000,000

Pamela W. won $20,000.27!
Jan 27 in Clymer, NY
Joshua R. won $517.28!
Jan 22 in Roseville, CA
Xinlei Z. won $22.39!
Dec 11 in New York, NY
Jing W. won $1,522!
Aug 9 in Austin, TX
Sumit S. won $5,011.85!
Jul 4 in Bothell, WA
Elizabeth G. won $2,450!
Apr 14 in Longwood, FL

How It Works

  • Make a deposit
  • Daily draws
  • Win prizes
  • Save!

Make a deposit

For every $25 you have in your account, you earn 1 ticket each and every day. (For example, $100 is 4 tickets every day!)

Check the drawings

Match your ticket numbers each day at 9PM ET!

Win prizes

Depending on how many numbers you matched, you could win $2,000, $20,000 or even the $1 Million Grand Prize!

Save!

Win or not, you never lose!

HOW WE MAKE Money

Yotta is not a bank. Yotta does not hold any customer funds. We partner with a network of member FDIC banks, where customer funds are held. Though we are not a bank, we make money in a similar way to banks.

The first way is through interest on deposits. Our partner banks, like most banks, earn revenue from lending. From this revenue stream, they pay us interest on total deposits held with them. We pass on most of this interest to our customers through our Daily Drawing Sweepstakes, but keep a small portion as profit.

The second way we make money is through interchange revenue on card spend. When you use a credit or debit card, the merchant pays a fee to the card network (MasterCard, Visa, etc.) and to the issuing bank of that card. They pay this fee for the convenience of being able to accept payments via cards. We get paid a portion of this fee on every transaction. This is how we power our Boxes and the rewards for using our cards. Similar to interest on deposits, we keep a small portion as profit.

The third way we make money is through customer purchases of Tokens to play our freemium games. No purchase is necessary to play.

Yotta Debit Card

Your next purchase could be FREE. Find out INSTANTLY.

Plus up to 100% tickets back, thousands of free ATMs, MasterCard liability protection, faster settlement times, and no foreign transaction fees.

CRYPTO BUCKETS

Earn an average 2% APY with more tickets in our weekly drawings.

Your USD is automatically converted to USDC. Crypto yields without the hassle. No fees and convert back to USD at any time.

Yotta on Trustpilot

Rated Excellent (4.8 / 5.0)
Based on 800+ reviews

FDIC Insured

Your money is held in an account eligible for pass-through FDIC insurance up to $250,000 through Evolve Bank & Trust, member FDIC, Thread Bank; Members FDIC and Synapse Brokerage LLC Program Banks.

SECURE AND ENCRYPTED

Your account is protected by bank-grade encryption and authentication.

WORLD-CLASS SUPPORT

We’re always here to help.
Email – support@withyotta.com

What our members say

Yotta members have won over $12 million saving money in our FDIC-insured account. Hear what they have to say.

pause
play_arrow
pause
play_arrow
pause
play_arrow

5,000+ 5-star reviews

4.8/5.0
9.5k App Store Reviews
Available on the App Store
4.4/5.0
4.6k Play Store Reviews
Available on the Play Store
December 1, 2022

"It sounded like a scam but it's not! Love it. And I've won a $680 TV plus and $200 purchase for pet food/toys. Hard to believe but it's 100% legit!"

Dec 3, 2021

"I just won a debit card purchase of $750.00 for free, it was a rent payment so Christmas is going to be excellent this year. I've only had the card for 6 months and it paid off earlier than expected. Yotta continues to improve the app and at this point I will never leave."

March 3, 2021

"I love this app! Has the best interest rates as well as winning cash every week! You’ll earn way more keeping your savings in Yotta than any other savings or money market type account. It’s like playing the lottery each week, but you win something every time!"