How it works
Move your money into the Crypto Bucket. We automatically convert your USD to digital dollars (stablecoins) so we can put it to work in decentralized markets.
We place those stablecoins in decentralized finance protocols to earn you rewards passed on from borrowers, offering one the highest stable yields of any savings account on the market.
5X the tickets
Get a ticket for every $5 in the Crypto Bucket instead of every $25. Take your excitement every week and your account's APY to the next level.
8% average APY
Whether it’s $5 or $50,000, you still receive a ticket for every $5, bringing the implied average APY to 8%. You could earn more or less depending on your luck.
CRYPTO RETURNS, DOLLAR STABILITY
Your money is stored in stablecoins like UST, which are cryptocurrencies pegged 1:1 with the US Dollar. We partner with trusted organizations like Terraform Labs (backed by Coinbase, currently managing over $300 million) to offer a much higher yield than a traditional bank.
Earn higher yield on your Yotta Balance without changing your Yotta experience. We manage the cryptocurrency side for you, allowing you to easily convert back to USD at your convenience.