Earn 5x More Tickets with the Crypto Savings Bucket!
  • Every $5 earns you 1 ticket
  • No hidden fees.
  • 8% implied APY¹, on average
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How it Works
Move money into “Crypto Bucket”
We automatically convert your USD to digital dollars (stablecoins) so we can put it to work in decentralized markets.
Watch your savings grow
We place your stablecoins in decentralized finance protocols to earn you rewards passed on from borrowers, offering one the highest stable yields of any savings account on the market.
No fees. Higher Rewards.
Earn higher yield on your Yotta Balance without changing your Yotta experience. We manage the cryptocurrency side for you, allowing you to easily convert back to USD at your convenience.
Keep Your Money Safe and Secured
Your money is stored in stablecoins like UST, which are cryptocurrencies pegged 1:1 with the US Dollar. We partner with trusted organizations like Terraform Labs (backed by Coinbase, currently managing over $300 million) to offer a much higher yield than a traditional bank.
No caps. No minimum or maximum deposits. Average 8% APY¹
Whether it’s $5 or $50,000, you still receive a ticket for every $5, bringing the implied average APY to 8%. You could earn more or less depending on your luck.
Safety is our top priority
More Questions?
Learn more about how it works!
Is my money safe?
Similar to a normal bank, your money is lent out to borrowers to earn interest. Your funds are highly collateralized (Over 100%), so even if a borrower defaults, you have access to your money. While money in the Yotta Crypto Savings Bucket is not FDIC insured (as with any cryptocurrency), we utilize trusted protocols like Anchor to offer you a low risk, highly secure way to earn a high yield on your savings.
What are the risks?
As the Decentralized Finance Ecosystem, a $100 Billion industry, is entirely reliant on the integrity of the smart contracts these processes operate on, we are happy to partner with the best companies offering solutions in this space. While Terraform Labs and the Anchor Protocol offer extensive risk management practices and security measures, we always recommend to use discretion and consider potential risks while investing in emerging technologies.