How It Works
- Make a deposit
- Weekly draws
- Win prizes
Make a deposit
For every $25 you have in your account, you earn 1 ticket each and every week. (For example, $100 is 4 tickets every week!)
Check the drawings
Match your ticket numbers each day at 9PM ET!
Depending on how many numbers you matched, you could win $5,000, a Tesla, or even the $10 Million Grand Prize! Check out out one of our Tesla winners, Mark!
Win or not, you never lose your FDIC insured deposits and you'll always earn more interest than most banks with 0.20% guaranteed! Why choose Yotta?
You can't lose
The Yotta Debit Card
Your next purchase could be FREE. Find out INSTANTLY.
Plus 10% tickets back, thousands of free ATMs, MasterCard liability protection, faster settlement times, and no foreign transaction fees.
Earn an average 4% APY with 2.5x more tickets in our weekly drawings.
Your USD is automatically converted to USDC. Crypto yields without the hassle. No fees and convert back to USD at any time.
Your money is held in an account eligible for pass-through FDIC insurance up to $250,000 through Evolve Bank & Trust
SECURE AND ENCRYPTED
Your account is protected by bank-grade encryption and authentication.
We’re always here to help.
Email – firstname.lastname@example.org
Win a tesla
Our Top Winners
What our users say
Yotta users have won over $6.5 million saving money in our FDIC-insured account. Hear what they have to say.
5,000+ 5-star reviews
"I love that I finally can make money off of a bank, instead of the bank cashing in on me. Interest rates with banks are a joke, and it only makes sense financially."
"I just won a debit card purchase of $750.00 for free, it was a rent payment so Christmas is going to be excellent this year. I've only had the card for 6 months and it paid off earlier than expected. Yotta continues to improve the app and at this point I will never leave."
"I love this app! Has the best interest rates as well as winning cash every week! You’ll earn way more keeping your savings in Yotta than any other savings or money market type account. It’s like playing the lottery each week, but you win something every time!"